{"id":3900,"date":"2023-01-25T15:19:41","date_gmt":"2023-01-25T15:19:41","guid":{"rendered":"https:\/\/preprod.realtrends.com\/blog\/2023\/01\/25\/knock-makes-its-home-swap-financing-available-to-any-lender-and-agent\/"},"modified":"2025-03-13T02:48:51","modified_gmt":"2025-03-13T02:48:51","slug":"knock-makes-its-home-swap-financing-available-to-any-lender-and-agent","status":"publish","type":"post","link":"https:\/\/preprod.realtrends.com\/blog\/2023\/01\/25\/knock-makes-its-home-swap-financing-available-to-any-lender-and-agent\/","title":{"rendered":"Knock makes its Home Swap financing available to any lender and agent"},"content":{"rendered":"\n<p>Fintech company <strong>Knock<\/strong> announced that it will make its proprietary product Home Swap available to all lenders and agents. With this announcement, homeowners can now work with a lender and agent of their choice.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.knock.com\/blog\/buyer-seller-market-index-report-november-2022\/\">Knock<\/a> notes that agents and homeowners now allows consumers and their agents to use any lender and still get the advantage of the Home Swap, according to a statement from the company.<\/p>\n\n\n\n<p>\u201cNow, any lender or agent has the ability to supercharge virtually any conventional or jumbo mortgage with a no-interest equity advance loan from Knock to receive the benefits of the Knock Home Swap,\u201d says the statement. However, FHA and VA home loans are not eligible for the program.<\/p>\n\n\n\n<p>Home Swap offers an interest-free equity advance loan that covers the down payment on the new house for up to 30%, home prep costs for up to $35,000, and pays up to six months of mortgage payments on the old house. It also allows customers to sell their old house after they have moved into their new one, and avoid repairs and showings.<\/p>\n\n\n\n<p>This product, called the Knock Home Swap Equity Advance, gives homeowners a non-contingent, \u201ccash-like\u201d offer to buy their dream house before selling their old house.<\/p>\n\n\n\n<p><a href=\"https:\/\/preprod.realtrends.com\/blog\/articles\/knock-coms-sean-black-on-the-transaction-revolution\/\">Sean Black,<\/a> co-founder and CEO of Knock, says the Home Swap product is different from the loans offered by other companies because it partners with lenders and allows customers to leverage the equity of their current house.\u00a0&#8220;What&#8217;s different is that Knock pairs the mortgage and equity advance loan, something traditional lenders don&#8217;t do,&#8221; according to a Knock representative.<\/p>\n\n\n\n<p><a href=\"https:\/\/preprod.realtrends.com\/blog\/articles\/knock-the-housing-market-favors-buyers-in-2023\/\">Knock,<\/a> in the statement, says it provides access to its network of approved contractors and provides a backup offer on the old house in case it does not sell within six months. It also claims that 91% of the company\u2019s homes sell within 90 days or less.<\/p>\n\n\n\n<p>Knock currently operates in 75 markets across the U.S. The founders of Trulia.com launched the company in 2015. It has raised $900 million in debt and equity from investors like <strong>Foundry Group, Greycroft, RRE, Parker89 and The National Association of Realtors.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fintech company Knock announced today it will make its proprietary product Home Swap available to all its lenders and agents.<\/p>\n","protected":false},"author":39545,"featured_media":4822,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3255],"tags":[],"coauthors":[2886],"class_list":["post-3900","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-archive"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.4 (Yoast SEO v26.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Knock makes its Home Swap financing available to any lender and agent - RealTrends - Blog<\/title>\n<meta name=\"description\" content=\"Fintech company Knock announced today it will make its proprietary product Home Swap available to all its lenders and agents.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/preprod.realtrends.com\/blog\/2023\/01\/25\/knock-makes-its-home-swap-financing-available-to-any-lender-and-agent\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Knock makes its Home Swap financing available to any lender and agent\" \/>\n<meta property=\"og:description\" content=\"Fintech company Knock announced today it will make its proprietary product Home Swap available to all its lenders and agents.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/preprod.realtrends.com\/blog\/2023\/01\/25\/knock-makes-its-home-swap-financing-available-to-any-lender-and-agent\/\" \/>\n<meta property=\"og:site_name\" content=\"RealTrends - 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